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At Dream Life Loans & Real Estate, weâre all about helping you accomplish one of lifeâs biggest milestonesâhomeownership! Whether youâre buying your first home or upgrading to your dream home, we make the process simple, seamless, and (dare we say?) enjoyable.
Meet Gabriela PenaâYour Go-To for Both Real Estate & Loans.
Why juggle two different people (or wait endlessly for updates) when Gabriela can do it all? Gabriela Pena is a licensed Real Estate Agent and Mortgage Loan Officer, which means sheâs your one-stop-shop for buying a home and getting the loan to pay for it.
âĄď¸No middlemen.
âĄď¸No waiting on banks.
âĄď¸No wondering who to call.
Gabriela handles everything herselfâfrom your pre-approval to handing you the keys. You get clear, direct communication every step of the way (plus plenty of high-fives and âyou got thisâ encouragement).
Our Services: Your Homeownership Toolkit
We keep things clear and easy, so you always know where you stand. Hereâs how we help:
âď¸Credit Review & Counseling
Weâll take a look at your credit and help you figure out your next best step. Need a little boost? Weâve got advice and plans to get you where you need to be.
âď¸Mortgage Pre-Approval
Youâll know exactly how much home you can afford, and weâll shop around to find you the best rates and termsâwithout the headaches.
âď¸Home Buying
From house-hunting to closing day, Gabrielaâs in your corner negotiating the best deal and making sure no detail gets missed.
âď¸Home Selling
Ready to sell? Weâll help you get top dollar for your property with expert marketing, pricing strategy, and negotiation skills.
ESCROW
Youâre closer than you think to holding the keys to your new home! Whether you need help with credit, financing, or finding the perfect property, weâre ready to help you take that next step today.
Letâs make your dream life a reality. Whether youâre ready to buy, sell, or just want to chat about your options, weâre here for you. Call us today or schedule your free consultation and letâs get started! Dream Life Loans & Real Estate
âwhere your home journey begins.
LA County, CA
From the bustling city life to peaceful suburbs, LA County has it all. Whether you're buying your first home in Downey or selling a property in Pasadena, weâre here to help you navigate the fast-paced market and find (or sell) your dream home with ease.
Sun, surf, and some of the most desirable neighborhoods in Southern California! Whether youâre eyeing a home in Anaheim or Huntington Beach, we make the home buying and selling process smoothâso you can focus on enjoying that OC lifestyle.
Looking for space to grow? The Inland Empire offers beautiful communities with room to breathe, from Fontana to Riverside. Whether you're buying your first home or upgrading, weâll help you find the perfect spot to plant your rootsâwithout breaking the bank.
Not seeing your city listed? Donât worryâwe proudly serve the surrounding neighborhoods and communities across Southern California. Whether youâre in Whittier, Chino Hills, Rancho Cucamonga, or beyond, weâre here to make your home buying, selling, or loan process smooth and stress-free. If youâre dreaming of homeownership, chances are weâre already working in your area!
đĄStep 1: Chat with Gabriela
Letâs talk about your goals and where youâre at now. No pressure, just a friendly convo.
đStep 2: Credit Review & Pre-Approval
Weâll review your credit and get you pre-approved for a loan so you can shop with confidence.
đStep 3: House Hunting & Offers
Weâll find homes that fit your budget and lifestyle, then negotiate the best deal on your behalf.
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Step 4: Closing the Deal
Gabriela coordinates everythingâfrom your mortgage to closingâso you can focus on packing!
đStep 5: Welcome Home!
We hand you the keys to your new place. Time to celebrate! (Weâll bring the high-fives.)
Our $0 down payment program is designed to help you get into your home sooner. To qualify, weâll review your credit, income, and overall financial situation to ensure you're a good fit. We also offer credit counseling to help you get ready if you're not quite there yet.
Our pre-approval process is fast and simple. Weâll review your financial information, including income, credit score, and debt, to determine your purchasing power. Typically, youâll receive pre-approval within 24-48 hours, allowing you to start your home search with confidence.
Every situation is different, but weâve helped buyers close in as little as 30 days. The best part? Gabriela keeps everything moving fast!
Yes! We offer free credit counseling services to help you improve your credit score and prepare for homeownership. Our experts will guide you on the best steps to take and provide personalized advice to ensure you're in a great position when itâs time to buy.
We proudly serve LA County, Orange County, and the Inland Empire, with offices in Covina, Downey, and Fontana. If youâre outside these areas, donât worry! We may still be able to helpâjust reach out, and weâll find a way to make your dream of homeownership a reality.