Welcome to Dream Life Loans & Real Estate!

With 14 years of experience under our belt, we’ve helped hundreds of families across LA County, Orange County, and the Inland Empire unlock the front door to their new home—and we can’t wait to do the same for you!

Your Dream. Our Mission. One Expert for It All!

________

Welcome to Dream Life

Loans & Real Estate!

Give us a call: +1 (323) 899-6600

Or scan the QR code below to be taken to our mobile website.

Schedule Your Zero Obligation Appointment HERE

At Dream Life Loans & Real Estate, we’re all about helping you accomplish one of life’s biggest milestones—homeownership! Whether you’re buying your first home or upgrading to your dream home, we make the process simple, seamless, and (dare we say?) enjoyable.

Meet Gabriela Pena—Your Go-To for Both Real Estate & Loans.

Why juggle two different people (or wait endlessly for updates) when Gabriela can do it all? Gabriela Pena is a licensed Real Estate Agent and Mortgage Loan Officer, which means she’s your one-stop-shop for buying a home and getting the loan to pay for it.

➡️No middlemen.
➡️No waiting on banks.
➡️No wondering who to call.


Gabriela handles everything herself—from your pre-approval to handing you the keys. You get clear, direct communication every step of the way (plus plenty of high-fives and “you got this” encouragement).

Our Services: Your Homeownership Toolkit

We keep things clear and easy, so you always know where you stand. Here’s how we help:

✔️Credit Review & Counseling

We’ll take a look at your credit and help you figure out your next best step. Need a little boost? We’ve got advice and plans to get you where you need to be.

✔️Mortgage Pre-Approval

You’ll know exactly how much home you can afford, and we’ll shop around to find you the best rates and terms—without the headaches.

✔️Home Buying
From house-hunting to closing day, Gabriela’s in your corner negotiating the best deal and making sure no detail gets missed.

✔️Home Selling

Ready to sell? We’ll help you get top dollar for your property with expert marketing, pricing strategy, and negotiation skills.

MORTGAGE

ESCROW

INVESTING

Homeownership Is Closer Than You Think, Let’s Make It Happen Together!

You’re closer than you think to holding the keys to your new home! Whether you need help with credit, financing, or finding the perfect property, we’re ready to help you take that next step today.

Why Dream Life!? Buying a home should feel exciting, not overwhelming. We’re here to guide you, cheer you on, and make sure you feel confident at every step. Gabriela’s personalized, hands-on approach means no one slips through the cracks—and you’ll never be left wondering what’s next.

Ready to Make Moves?

Let’s make your dream life a reality. Whether you’re ready to buy, sell, or just want to chat about your options, we’re here for you. Call us today or schedule your free consultation and let’s get started! Dream Life Loans & Real Estate

—where your home journey begins.


LA County, CA

From the bustling city life to peaceful suburbs, LA County has it all. Whether you're buying your first home in Downey or selling a property in Pasadena, we’re here to help you navigate the fast-paced market and find (or sell) your dream home with ease.

Orange County, CA

Sun, surf, and some of the most desirable neighborhoods in Southern California! Whether you’re eyeing a home in Anaheim or Huntington Beach, we make the home buying and selling process smooth—so you can focus on enjoying that OC lifestyle.

Inland Empire, CA

Looking for space to grow? The Inland Empire offers beautiful communities with room to breathe, from Fontana to Riverside. Whether you're buying your first home or upgrading, we’ll help you find the perfect spot to plant your roots—without breaking the bank.

Plus Surrounding Areas!

Not seeing your city listed? Don’t worry—we proudly serve the surrounding neighborhoods and communities across Southern California. Whether you’re in Whittier, Chino Hills, Rancho Cucamonga, or beyond, we’re here to make your home buying, selling, or loan process smooth and stress-free. If you’re dreaming of homeownership, chances are we’re already working in your area!


Get Pre-Approved Fast and Shop for Your Dream Home with Confidence!

Our Simple, Step-by-Step Process

🏡Step 1: Chat with Gabriela

Let’s talk about your goals and where you’re at now. No pressure, just a friendly convo.

📝Step 2: Credit Review & Pre-Approval

We’ll review your credit and get you pre-approved for a loan so you can shop with confidence.

🔑Step 3: House Hunting & Offers

We’ll find homes that fit your budget and lifestyle, then negotiate the best deal on your behalf.


✅Step 4: Closing the Deal
Gabriela coordinates everything—from your mortgage to closing—so you can focus on packing!

🎉Step 5: Welcome Home!
We hand you the keys to your new place. Time to celebrate! (We’ll bring the high-fives.)

How can I qualify for the $0 down payment program?

Our $0 down payment program is designed to help you get into your home sooner. To qualify, we’ll review your credit, income, and overall financial situation to ensure you're a good fit. We also offer credit counseling to help you get ready if you're not quite there yet.

What is the pre-approval process like, and how long does it take?

Our pre-approval process is fast and simple. We’ll review your financial information, including income, credit score, and debt, to determine your purchasing power. Typically, you’ll receive pre-approval within 24-48 hours, allowing you to start your home search with confidence.

How long does the home buying process take?

Every situation is different, but we’ve helped buyers close in as little as 30 days. The best part? Gabriela keeps everything moving fast!

Do you offer credit counseling services to help me prepare for homeownership?

Yes! We offer free credit counseling services to help you improve your credit score and prepare for homeownership. Our experts will guide you on the best steps to take and provide personalized advice to ensure you're in a great position when it’s time to buy.

What areas do you serve, and can I work with you if I'm outside your listed locations?

We proudly serve LA County, Orange County, and the Inland Empire, with offices in Covina, Downey, and Fontana. If you’re outside these areas, don’t worry! We may still be able to help—just reach out, and we’ll find a way to make your dream of homeownership a reality.

Copyright 2025 . All rights reserved

CONTACT US:

Phone: +1 (323) 899-6600

Schedule Your Consultation: HERE

POWERED BY | INFUSESALES.AI

VISIT US HERE | www.infusesales.ai

Copyright 2025 . All rights reserved

CONTACT US:

Phone: +1 (323) 899-6600

Schedule Your Consultation: HERE

POWERED BY | INFUSESALES.AI
VISIT US HERE |
www.infusesales.ai